Legal Document

Zk99's Terms and Conditions

Please read these terms carefully before using our Platform. They define your rights and responsibilities as a user.

Terms & Key Points

The cards below provide a summary of our key policies. Full details are available further down the page.

Age Limit & Eligibility

You must be at least 18 years of age to open an account with zk99. We reserve the right to close any account that fails to pass age verification.

Bonuses & Wagering

Each bonus has its own wagering requirements. A specified bet amount must be wagered before bonus funds can be withdrawn. Failure to meet the requirements may result in the bonus being forfeited.

Deposits & Withdrawals

Deposit and withdrawal limits apply. All transactions are processed upon verification. Withdrawals may be delayed if your account is not fully verified.

Prohibited Activities

Fraud, creating multiple accounts, bonus abuse, and system hacking are strictly prohibited. Any such activity will result in immediate account suspension.

Account Security

It is your responsibility to keep your account password and login credentials secure. Allowing others to access your account is strictly prohibited.

Dispute Resolution

If you have a dispute or complaint, please contact customer support in the first instance. If the matter remains unresolved, you will need to follow our formal dispute resolution process.

Last Updated: January 2026

These Terms and Conditions govern your use of the zk99 Platform. By accessing the site or creating an account, you are deemed to have accepted all of these terms — so please read them carefully.

1 General Terms & Conditions

Zk99 (hereinafter referred to as "we", "the Platform", or "the Company") is an international online gaming and Sports Betting service provider. By accessing this Platform or using any of its services, you agree to be fully bound by these Terms and Conditions.

Zk99 reserves the right to update these Terms and Conditions at any time. Continued use of the Platform following any changes constitutes your acceptance of the revised terms.

  • These Terms and Conditions are available in both English and Bengali. In the event of any conflict, the English version shall prevail.
  • All content, games, software, and design on this Platform are the intellectual property of zk99.
  • Copying or redistributing any part of this Platform without prior authorisation is strictly prohibited.
  • These Terms and Conditions do not create any third-party rights.

2 Account Registration & Eligibility

To register an account with zk99, you must meet the eligibility requirements outlined below. Accounts opened without meeting these requirements may be terminated at any time and any balance may be forfeited.

2.1 Age Limit

Our Platform is strictly for users aged 18 and above. You are required to confirm your correct age at registration. We may request age verification documents at any time.

2.2 One Person, One Account

Each individual may register only one account. If multiple accounts are found to belong to the same person or household, all accounts will be closed and all balances forfeited.

2.3 Accurate Information

All information provided at registration must be accurate and up to date. Providing incorrect details may cause issues during account verification and could result in withdrawals being blocked.

  • Full legal name (should match your National ID)
  • Correct date of birth
  • Active mobile number and email address
  • Correct permanent address

Registering an account with false information is a serious violation and may result in permanent account closure and forfeiture of all balances.

3 Deposit & Withdrawal Policy

Deposits and withdrawals on zk99 are straightforward and secure. However, certain rules must be followed to maintain security and ensure the smooth operation of the system.

3.1 Deposit

  • Mobile banking and other approved payment methods are accepted for deposits.
  • Minimum and maximum deposit limits must be observed.
  • Deposits from third-party accounts are not accepted.
  • Suspicious deposits will not be credited to your account until verified.

3.2 Withdraw

  • Your account must be fully verified before a withdrawal can be processed.
  • Withdrawals may only be made to an approved payment account registered in your own name.
  • Withdrawals will not be processed until all bonus wagering requirements have been met.
  • Withdrawals are typically processed within 1–5 business days; VIP members may receive faster processing.
  • Unusual or suspicious withdrawal requests may be held pending verification.

If you encounter any issues with a withdrawal, please contact our support team directly. Most issues can be resolved quickly.

4 Bonus & Promotion Terms

Zk99 regularly offers a variety of bonuses and promotions. Specific terms and conditions apply to the eligibility and use of each bonus, and compliance with these terms is mandatory.

4.1 Welcome Bonus

The welcome bonus for new members is available once only. Bonus amounts and conditions vary by offer and are subject to change at any time.

4.2 Wagering Requirements

  • Each bonus carries a specific wagering multiplier (e.g., 30x, 40x).
  • Bonus funds cannot be withdrawn until the applicable wagering requirements have been met.
  • Wagering on certain games or bet types may not count towards the requirement.
  • If wagering requirements are not completed within the specified time after a bonus is credited, the bonus will be forfeited.

4.3 Bonus Abuse

Unusual betting patterns, hedging, or any strategy intended to exploit the bonus system may result in bonus cancellation and account suspension.

5 Betting & Gaming Rules

All bets placed on zk99 are considered final and cannot be cancelled once confirmed, unless voided due to a technical error.

  • If a match is cancelled in Sports Betting, the stake will be refunded.
  • We reserve the right to review any results affected by technical issues during live betting.
  • Any winnings resulting from a game bug or technical error may be voided.
  • Maximum bet and payout limits apply and may vary by game.
  • All games are RNG-certified and regularly audited by independent third parties.

All games on zk99 guarantee fair play. Every outcome is determined by an RNG (Random Number Generator) — no manipulation is possible.

6 Prohibited Activities

The activities listed below are strictly prohibited on zk99. Violations will result in immediate account closure and may lead to legal action.

  • Creating multiple accounts or using another person's account.
  • Attempting to hack or abuse the bonus system.
  • Using any cheating software or bots.
  • Money laundering or introducing funds from illegal sources into the platform.
  • Attempting to interfere with the Platform's security systems.
  • Harassing or threatening other members or staff.
  • Using fraudulent payments or initiating chargebacks.

If fraud or money laundering is suspected, we are obligated to report the matter to the relevant authorities. There will be no exceptions in such cases.

7 Account Closure & Suspension

Zk99 reserves the right to suspend or permanently close any account under the following circumstances.

  • Violation of the Terms & Conditions.
  • If suspicious activity is detected on your account.
  • Failure to verify age or identity.
  • Voluntary self-exclusion request.
  • Extended periods of inactivity.

We will generally notify you by email or SMS before closing an account. However, in cases of serious violations, an account may be closed without prior notice.

7.1 Self-Initiated Account Closure

You may request to close your account at any time by contacting customer support. Please ensure you withdraw any remaining balance before the account is closed.

8 Limitation of Liability

Zk99 strives to deliver the highest quality of service, though our liability is limited in certain circumstances.

  • We are not liable for any games or bets lost due to technical issues, server downtime, or internet connectivity problems.
  • We are not liable for any loss resulting from a user sharing their login credentials with another person.
  • We accept limited liability for delays or issues caused by third-party payment providers.
  • Zk99 is not liable for any financial losses incurred through gaming — gambling always carries inherent risk.

9 Privacy & Data Protection

The protection of your personal data is of the utmost importance to us. We never sell your information to third parties. For full details on how we collect, store, and use your data, please see our Privacy Policy Policy.

  • A copy of your identity document may be requested for account verification.
  • In cases of suspicious transactions, information may be disclosed to the relevant authorities as required by law.
  • Your browsing and gaming data may be used to improve our services.

10 Changes to Terms & Contact

Zk99 reserves the right to update these Terms and Conditions at any time. For significant changes, we will endeavour to notify you by email or through a platform notification. However, it remains your responsibility to review this page regularly.

If you have any questions or complaints regarding the Terms & Conditions, please contact our customer support team. We will assist you as quickly as possible.

Support Email: [email protected]  |  Live Chat: Available 24/7

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Our clear and transparent policies make your experience safe and enjoyable. Join the zk99 family today.

Have questions? Visit our FAQ or Responsible Gaming page.

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